In a significant financial relief move for Canadian families, the Canada Child Benefit (CCB) payment of up to $7,787 has started being credited for eligible parents as of July 2025. This benefit is part of the federal government’s efforts to support households with the rising cost of raising children, especially during inflationary times.
If you are a parent or caregiver, now is the right time to check your account and ensure you’re receiving the correct amount. Here’s everything you need to know.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a tax-free monthly payment made to eligible families to help with the cost of raising children under the age of 18. The amount you receive depends on your income, the number of children, and their ages.
For 2025, the maximum annual CCB payment per child has been increased to $7,787, with monthly payments adjusted accordingly. This update is meant to provide stronger financial support to low- and middle-income families across the country.
Who Is Eligible for the $7,787 CCB Payment?
You may be eligible if:
- You are a Canadian resident for tax purposes
- You live with a child under 18 years old
- You are primarily responsible for the care and upbringing of the child
- You have filed your income tax return, as eligibility is based on adjusted family net income
Families with lower incomes will receive the highest amounts. The CCB may also include child disability benefits for eligible children.
When Will the Payments Be Credited?
The CCB payments for July 2025 have already started being credited. Most recipients will receive their monthly payment around July 19, directly into their registered bank accounts.
If you haven’t received your payment, check your CRA My Account or call the Canada Revenue Agency (CRA) for assistance.
How to Claim or Update Your CCB
If you’re not yet receiving the CCB but think you’re eligible, here’s how to apply:
- Register your child’s birth or legal guardianship with the CRA
- Sign in to your CRA My Account
- Fill out the online application or submit Form RC66 – Canada Child Benefits Application
- Keep your personal and income information up to date
Already receiving the benefit? Ensure your banking and address details are accurate to avoid payment delays.
Why This Matters for Families
With rising grocery prices, utility bills, and childcare expenses, the updated $7,787 annual CCB payment can significantly ease financial stress. Whether used for school supplies, nutrition, clothing, or savings, this support ensures that children can grow up in a stable environment, regardless of income level.
The $7,787 CCB payment is more than just a number — it’s a lifeline for millions of Canadian families. With payments already rolling out in July 2025, be sure to check your eligibility, update your details, and claim what’s rightfully yours. A small step today could bring big stability tomorrow.
